Karen Thornley Dip PFS Later Life Specialist

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01202 882420

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Karen has been an Independent Financial Adviser since the early 90s, and advises on Investments, generating tax efficient income in retirement, Inheritance Tax Planning and Retirement Planning. She specialises in Later Life Advice including Lifetime Care Fees funding.

Taking the holistic approach to help clients achieve their objectives, her invaluable experience and knowledge in later life advice has helped thousands of people lost in the maze of care fees planning.

She is proud to have been accredited with The Society for Later Life Advisers (SOLLA) for over 12 years, giving the assurance she can deliver the practical help and guidance needed when an elderly relative has a long-term care need. Karen has been shortlisted for the Health Insurance "Best Long-Term Care Intermediary" Award every year from 2007 to 2016 and on two occasions won this prestigious award.

Her passion for making current information readily available for families of elderly people, inspired her to write an annual Guide to Care Fees Planning from 2007 to 2012 which packed a lot of easy-to-understand information into one handy guide. This was welcomed by care providers, solicitors, charities, and anyone who wanted to know the up-to-date situation regarding care fees funding, over those years.

Karen has run workshops for the Personal Finance Society for independent financial advisers at their Annual Conference and presented long term care planning across the Country at their Regional Conferences. She has also run and presented at seminars for Solicitors over the years, with guest speakers including Baroness Greengross and Senior Judge Denzil Lush.

For over ten years, Karen jointly founded and ran a professional practice specialising in advising vulnerable clients and their attorneys on care fees funding, building an excellent reputation over this time. She now runs the Later Life division of The Minster Partnership in Wimborne, Dorset.

Many of Karen’s clients are acting for an elderly person who has lost capacity, as their Enduring or Lasting Power of Attorney, or Court Appointed Deputy and she works closely with professional attorneys/deputies to help them with financial planning for their clients.

Karen has in recent years dealt with care issues for her late father and late step-mother and has an aging mother living in another country which has its challenges. These experiences have helped her understanding of how her clients are feeling and are being treated by Local Authorities and the NHS during emotional and stressful times.

Karen strongly believes older people should be treated with patience, respect and kindness. She gives them time to understand and trust the advice she gives them, and includes their families, if they wish.  She fully understands arranging care for a loved one can be emotive and stressful and is often the first time someone is dealing with such difficult decisions. Her advice and wisdom guides people through these difficult times and gives them peace of mind they are making the best financial decisions they can for their loved ones.

Karen is supported by Angeline Coles.

BACK TO TEAM

We are extremely happy and grateful for the wonderful service we received at The Minster Partnership, specifically from Daniel Joyce. Dan helped us to get our first mortgage in 2020, he helped set up several life insurance policies, and this year he successfully guided us through a remortgage which included debt consolidation. Dan is excellent at getting to the route of people's needs and we felt heard and valued at all times. He was on hand to troubleshoot any issues and really took away the pain of remortgaging the house. We highly recommend Dan Joyce and his team at The Minister Partnership for any financial advice and services.

J, Weymouth

I have just been the recipient of the best form of financial advice I have ever had in my 40 years as a professional woman - who also has little idea how best to run her investments!  I write to endorse warmly, Michelle Lambell of The Minster Partnership in Dorset.  Her kindness and patience was only matched by the clarity of her explanations and advice both written and verbal and the clear explanations of highly complex investment opportunities and challenges.  Talking with Michelle has enabled me to come to grips with previously poor decisions and to understand how these can be corrected.  After examining her superb report and analysis of my current financial affairs, I came away, for the first time in years, with a strong plan to build a more secure investment future. I cannot thank her enough.

J.S, Wolverhampton

Whilst I understood the need to plan, I work full time in a busy job and I am not motivated to understand the detail of financial management.  In that context I found Michelle to be considerate, concise and clear.  Michelle listened, asked thought provoking questions and pulled together comprehensive documentation that helped us to make decisions about our future with everything in one place.  Michelle helped build my understanding and most significantly, my confidence when dealing with this type of thing in the future.  We are both very grateful for Michelle’s support and her approach.

G.H & K.H, Romsey

I have been an extremely satisfied customer of Michelle’s since 2019.  I think Michelle is an accomplished adviser, through her advice and support I have been able to change my life.  As a member of the over 55 age group, finally sorting out my pension pot has provided me with choices and Michelle has played a huge part in this process.  After a busy working life, I really can say that Michelle has helped me to put together a pension plan that will benefit my life choices and provide me to achieve financial freedom, something I never thought I would.  Michelle’s knowledge and expertise of the financial markets and products are her key strengths but her people skills and capabilities to support her clients are outstanding.  I am grateful for your help and understanding, you have given me so much more than financial advice.

T.C, Salisbury

I have had two mortgages arranged by Dan in the last three years and would never consider using anyone else.  He found me the best deals and consistently kept me updated as the applications progressed.  Dan has also reviewed private pensions that my wife and I took out over 20 years ago and moved them onto a more appropriate arrangement to suit our current needs.  The level of professionalism, expert advice and guidance from Dan has been outstanding, and I have no hesitation in recommending using his services.

Anon

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The Minster Partnership Ltd trading as The Minster Partnership Ltd, The Minster Partnership Care, and The Minster Partnership Commercial Ltd. – The Minster Partnership Ltd is Directly Authorised by the FCA

© The Minster Partnership Ltd, Principal: Richard Liddiard, Registration No. 08494537. Authorised and regulated by the Financial Conduct Authority | FCA No. 745901

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