I approached Ray with some rather specific requirements for my first home purchase after being told by another broker it was impossible; not only did Ray promptly find multiple lenders who were able to cater to this, but he managed to get me a great deal too! Everything was dealt with in good time, provided clear and understandable advice about the entire process of buying a house (and answered a ton of questions from me!). At no point did I think “what’s happening with the mortgage?” as he provided consistent and timely updates, removing a great deal of stress from the process. Without Ray this would have been impossible.