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Mortgage Borrowing Calculator

How much can you expect to borrow towards a new property?

Please note that whilst this calculators is accurate, it performs generic calculation that does not take into account your individual circumstances. It should be used as a guide only and therefore not relied upon. We do not store or see any of the information you input into this calculator.

Mortgage Borrowing Calculator


This calculator uses the following assumptions. Maximum borrowing is a multiple of between 2.50 and 5.00 times total income less annualised outgoings. Lenders will only lend up to 95% loan to value (LTV). This is intended as an indicative guide only. It is a generic calculation that does not take into account the individuals circumstances, it should not therefore be relied on. Your home may be repossessed if you do not keep up repayments on your mortgage.